State of Illinois Terms and Conditions

Advance Paycheck Online is committed to providing great rates to our customers. In fact, we offer a Low Rate Guarantee. We shop around so you don't have to. But if you do find a lower price from another online lender we'll match it.

Advance Paycheck Online offers installment loans up to $1500 in Illinois. Installment loans are more flexible than tradition payday loans. Here's how:

• Flexible payment schedule: Make regular monthly payments or pay off your loan at any time - it's your choice!
• Pro-rated fees: Only pay for the number of days you keep your loan. See table below for payback amounts.
• No hidden fees: No origination fees, no setup fees, and you can pay your loan off at any time without additional penalties or charges.

Amount of Loan	Daily amount of interest in Dollars	Annual Interest Rate
$ 100	$ 1.643	599.64%
$ 200	$ 3.286	599.64%
$ 300	$ 4.929	599.64%
$ 400	$ 6.571	599.64%
$ 500	$ 8.214	599.64%
$ 600	$ 9.857	599.64%
$ 700	$ 11.500	599.64%
$ 800	$ 13.143	599.64%
$ 900	$ 14.786	599.64%
$ 1,000	$ 16.429	599.64%
$ 1,100	$ 18.071	599.64%
$ 1,200	$ 19.714	599.64%
$ 1,300	$ 21.357	599.64%
$ 1,400	$ 23.000	599.64%
$ 1,500	$ 24.643	599.64%